Best Mint Alternatives will be discussed in this article. Having a financial manager or advisor can help you keep track of all of your finances in one location when you are on top of your finances. We usually hope that the investments we make or the money we spend will be productive, but this is not always the case.
Everyone who makes a good living wants to manage their money well. There are numerous free and paid tools on the market for managing your finances. Among them is mint. Let’s now get into greater detail about Mint.com and its alternatives.
What Is Mint?
With the help of Mint, a free financial budgeting application, you can keep track of all your incoming and outgoing cash in one convenient location. All of your accounts, including your credit cards, debit cards, PayPal wallets, and other accounts, can be added to Mint.com.
You can keep track of your finances and know where you are investing and saving by adding all of these accounts. By sending you a message reminder so that you never forget to make a payment, Mint also assists you in managing your bills and other payments.
The best feature of Mint is that it constantly enables you to keep on top of your finances and schedule.
Additionally, Mint.com has over 20 million users and a web-based version that enables you to manage your finances there.
The dashboard in Mint is quite attractive and clear, which makes it easy for users to communicate.
You can see in the graphic above that your balance, all of your accounts, investments, property, and other financial sources are displayed on the left side.
You can view a summary of your financial information, transactions, current trends, profitable investments, and strategies to save money on the right side.
The dashboard enables you to monitor your finances and keep informed so that you can manage them effectively as conditions change in the future.
By receiving timely bill alerts, making intelligent financial investments, and tracking all of your finances in one location, Mint makes it easy for you to keep track of your finances.
Additionally, you may customise your Mint account by setting up budgets, making it easier than ever to pay your bills, finding out what has been charged, getting alerts for every transaction, and working to raise your credit score.
A 256-bit encryption level is used to protect the free service Mint. Furthermore, 128-bit SSL is used to protect the data sent and received from Mint.com. In order for you to know where your money is going, Mint automatically categorises all of your transactions.
Additionally, moving a transaction from one category to another can be simply edited or deleted. Another excellent feature of Mint.com is its budgeting feature, which enables you to set a budget for several categories. Depending on your preference, you can also set your budget on a weekly or monthly basis. Your budget is automatically set based on your past transactions, but you may always adjust it.
Additionally, Mint offers its users visual representations of their assets based on intervals like weekly or monthly.
Watch your current trend and the customisable reports as well. It offers many reports, including those on net worth, spending, net investments, and debts.
Mint doesn’t have a pricing structure. The software helps you manage all of your financial objectives in one location and is entirely free to use.
Disadvantages of Mint.com
Mint has a few drawbacks that lead customers to choose other alternatives that are on the market.
Let’s examine the reasons why people should utilise its alternatives instead of Mint:
The sync of customer data in Mint is one of the greatest issues.
Smaller banks cannot be connected to, and your connectivity with various banks is disrupted.
When Mint.com requests users to reconnect to their banks, your data may not be updated for several days or even weeks.
On its website, Mint aggressively displays adverts based on your search and choices, which makes it difficult for users to interact with the dashboard and creates a negative user experience.
Top 10 BEST And Official Mint Alternatives In 2023
In this article, you can know about Mint Alternatives here are the details below;
1. Personal Capital
Personal Capital, like Mint, is a web-based tool that is absolutely free to use.
It functions better when it concentrates more on retirement and investments rather than merely showing you where your money is spent.
Additionally, the app handles and tracks all of your financial transactions and offers alternatives for investments and good budgeting.
- In order to help you create a better tomorrow, personal capital provides a single platform for both budgeting and investment management.
- It provides a free financial dashboard where you can track all of your financial transactions and get spending advice.
- You can make the appropriate investment at the right moment and observe where it leads because investment tracking is also an option.
- The nicest part is that they have excellent customer service.
- You can get in touch with them seven days a week, and they will take your concerns seriously.
- For their financial management services, they also provide live advisors to help you understand.
- AES 256-bit encryption, a read-only platform, two-factor authentication, fingerprint scanning, and other security features make security much better.
- It is absolutely free to use for financial management, however it offers a few plans for wealth management services:
- Investment service: for investments up to $200,000.
- For investments up to $1 million, wealth management.
- Private Client: For assets totaling above $1,000,000
- Pricing for Personal Capital
- You must get in touch with Personal Capital and register for it because a portion of the money is used to pay for various services.
- Conclusion: Personal Capital is clearly a much better alternative when compared to Mint because it provides a single platform for both financial and investment management.
- It also offers some excellent investment tools.
Tiller functions completely differently than other apps.
Tiller displays and maintains all of your financial information in a spreadsheet that is automatically updated each day.
Additionally, according to Tiller, this is the only programme that automatically updates Google Sheet and Excel for your daily transactions and expenses.
You only need to sign up with Google, and you can get started in just three simple steps.
- Tiller use Google Sheets templates for both his personal and professional finances.
- Your tedious tasks will now be automated.
- You can manage everything with Tiller from one location.
- You can view your daily transactions from 18,000 various resources on your Google sheet, for example.
- You can use bespoke reports, graphics, pivot tables, well-known formulas, and beloved add-ons with spreadsheet processes.
- The best thing is that Tiller safeguards your data with 256-bit AES encryption and two-factor authentication and does not display adverts based on your financial situation.
- Your transactions are automatically categorised in accordance with your instructions and regulations.
- Additionally, you can manually classify your transactions.
- Tiller offers fairly straightforward pricing, along with a 30-day free trial.
- Following the expiration of your free trial, you will be billed $59 year, or $4.92 per month.
- The conclusion is that Tiller is a straightforward and excellent replacement for Mint.
- You simply log in using your Google account and begin managing your money transactions using your preferred Google spreadsheet workflows. It doesn’t cause anything to fizz.
Award-winning software YNAB offers a little unique concept from the other tools.
The organization’s motto is “Stop living pay check to pay check, get out of debt, and save more money” and it places a greater emphasis on achieving complete financial management.
They show you how to take charge of your finances and advance in life.
According to YNAB, novice budgeters typically save $600 each month and $600 in their first year.
- YNAB is a tried-and-true approach for setting up a budget that works and creating a brighter future for the future.
- By having access to current information from any location on any device, it enables you and your spouse to create a budget together.
- Keep track of your objectives, keep an eye on your reports, graphs, and charts, and work towards progress by creating a budgeting nerd.
- YNAB provides its users with more than 100 free live workshops as well as one-on-one help.
- With bcrypt hashing of all passwords and encryption of user data, data is entirely secure.
- Additionally, YNAB provides a 34-day no-credit-card-needed free trial.
- YNAB charges $84 year, or $7 monthly.
- If, however, you decide that YNAB is no longer useful to you, they provide a 100% money-back guarantee.
- Conclusion: Because it is a tried-and-true strategy that everyone trusts, this is the only alternative if you want complete and entire control over your finances.
Another excellent programme for managing finances is Quicken. This is another Mint Alternatives.
Customers assert that no other software provides the range and depth of tools like this.
Many commercial enterprises utilise Quicken because it is the most dependable, helpful, and effective financial management solution.
- Get a quick peek at your entire financial situation in one location.
- You can better control your spending and increase your savings by using smart tracking.
- You can easily monitor, manage, and keep track of your payments and investments.
- Dropbox offers excellent customer service and 5 GB of online storage.
For Windows, Quicken offers four different plans:
- Starter: For financial management ($34.99 annually).
- Deluxe: For budgeting and money management ($39.99 annually).
- Premier: To increase investments ($59.99 annually).
Home & Business: For controlling both personal and professional transactions in one location ($79.99 annually).
On a Mac:
- For Mac, it provides three different plans:
- Starter: For financial management ($34.99 annually).
- Deluxe: For budgeting and money management ($39.99 annually).
- Premier: To increase investments ($59.99 annually).
- Quicken gives comprehensive capabilities for managing and taking control of financial transactions, thus it is worth the money.
- It is undoubtedly an excellent substitute for Mint.
IGG software created the personal finance management programme Banktivity for the Mac OS and iOS operating systems.
It was once known as iBank before changing its name to Banktivity.
It has produced a total of 7 versions of desktop software, each of which has fresh and cutting-edge features.
It allows you to make wiser decisions by bringing all of your accounts together in one location. This is another Mint Alternatives.
- It supports numerous account kinds, including savings, investment, cash with management of debt and loans, hide/show accounts, account groups, and details.
- You may download exchange rates for various currencies and it supports several currencies.
- The sum may also be transferred in several currencies.
- Running balance, posted transactions, scheduled transactions, and investment performance are all provided via the calendar features.
- Inline importing, importing from Quicken, direct access, download, and web download are all available as importing features.
- File management, budgets, mobility, customisable categories, comparative reports, and lots more.
- There are 7 variants of Banktivity.
- The two most recent versions are priced as follows:
- 69.99 for Banktivity7
- Banktivity6 costs $64.9
- Conclusion: The best programme for users of the macOS or iOS operating systems.
6. Every Dollar
This is another Mint Alternatives. Another piece of free software for managing a budget and relieving financial stress is Every Dollar.
You can use it to set up a monthly budget and accomplish your goal each month.
Additionally, Android and iOS smartphones can use the software.
If you desire premium budgeting tools and additional capabilities, it also has Every Dollar Plus.
Use of Every Dollar Plus is not without cost.
- Utilizing templates that you can customise, add your monthly income, begin your budget, and schedule your expenses.
- Create a transaction for each time you spend money to keep track of your monthly spending and compare it to your budget.
- It is more convenient because of the features like split transactions, multi-transaction drop, debt reduction tool, and bank syncing.
- Price: Every Dollar is entirely free to use, however Every Dollar Plus is a different tool with a different pricing structure.
- A total of $129.99 is invoiced yearly for Every Dollar Plus.
- Conclusion: For individuals who like monthly budgeting, Every Dollar is the finest tool.
- The two tools are unique in their own ways when compared to Mint.
- Depending on their preference, one can use Mint or Every Dollar.
Including online bill payment, net banking, account management, investment management, budgeting, and other features, Moneydance is a personal finance management programme. This is another Mint Alternatives.
Additionally, it supports numerous currencies, has payment reminders, and allows you to essentially carry out any financial operation.
- When necessary, Moneydance’s online banking system automatically classifies your transactions and cleans up your transaction history.
- Your financial situation is summarised in your account, including your net balance, investments, costs, and upcoming and past-due transactions.
- You may visualise your costs and income with the aid of graphs and reports.
- The graph has printing and image saving options as well.
- The account register assists you in entering, editing, and deleting transactions in an account. It also computes and arranges transaction balances automatically.
- You can set up payment reminders on both your PC and your mobile device.
- It enables you to create a portfolio and track your investments.
- Software for Moneydance is available on their official website for $49.99.
- Conclusion: Excellent software that offers value for money, can manage different currencies, and provides virtual connectivity—something Min cannot—instead.
With cash flow forecasts that make it easier for you to comprehend your finances, PocketSmith can be viewed as a time machine for your money. This is another Mint Alternatives.
It enables you to monitor your finances and restrain irrational spending.
Additionally, one can see their financial situation up to 30 years in the future.
Additionally, using their unique search engine, one can quickly retrieve the previous transactions.
- With the help of live bank feeds that are automatically found and categorised, you can reduce your expenses to zero.
- Additionally, it supports flexible budgeting, multi-currency, easy and strong forecasting, and budget calendar.
- The best reporting includes your net worth, income, expenses, and a cash flow statement on an interactive dashboard.
- Complete security with two-factor authentication, the ability to invite other users, import data from Mint, and email notifications for your convenience.
- There are two expensive plans and one free basic plan available.
- Paid plans consist of:
- Premium: For investing and budgeting at the intermediate level ($9.95/month).
- Super: For monthly investment and budgeting fees of $19.95.
Conclusion: Although PocketSmith is more expensive than comparable products, it has some fantastic features, including flexibility, user invitation, cash flow statements, etc., that make it a great choice.
Personal finance software called CountAbout is adaptable, safe, and simple to use. It can import data from Quicken or Mint, schedule transaction downloads, and enable you to manage your finances from anywhere.
In comparison to Quicken and Mint, CountAbout’s tracking feature is significantly superior.
The software has also received excellent ratings from professionals in the field. This is another Mint Alternatives.
- Transactions involving over a thousand financial institutions, multi-factor login security, customised category options, and tags.
- Account reconciliation, graphs & reports, investments, and split transactions are some of the financial tasks.
- A category’s activity can be reported on, together with recurring transactions, description renaming, register balances, and invoicing.
- Among the many features are report exporting, attachments, QIF imports, and Android and iOS apps.
- There are two pricing tiers available from CountAbout:
- Basic: For little use ($9.99 annually)
- For premium use only; $39.99 annually.
- It also provides extras like:
- Images can be added as attachments for $10 annually.
- Billing: For keeping track of bills ($60 annually).
- The tracking feature is significantly improved over Mint’s.
- It stands out as a top Mint substitute.
Considered the social network for your finances, status. This is another Mint Alternatives.
You may share financial advice and news with your friends, family, and peers since it genuinely connects you with them.
Additionally, you can compare financial data and get insights that can assist you in managing your money wisely.
- It enables you to interact with your peers, acquire the most recent financial news, post inquiries anonymously, and receive likes on your posts.
- Enables you to earn awards and badges while serving as a social network account for all of your financial-related questions and subjects.
- Status connects all of your accounts, monitors and maintains your financial information, and facilitates comparisons.
- Tracking net worth, simple budgeting, forecasts of financial flows, free credit monitoring, account notifications, etc.
- Status is a free piece of software.
Conclusion: Although the functions of Mint and Status are very different, we cannot compare them because they are both very useful.
Software applications for managing finances and money are widely available.
We’ve contrasted Mint with some of its alternatives in this article.
Although every software tool has a unique set of functions, several tools are comparable.
For instance, there isn’t much of a difference between Banktivity, Status, and Mint.
All of them are used for financial management, but the only distinction is that Banktivity is only available for Mac OS and iOS, while Status is more akin to a social media app.
Power Capital, Quicken, YNAB, and PocketSmith are the best tools accessible for better investment and saving objectives, but they are a little more expensive.
For managing personal finances, applications with diverse perspectives like Moneydance, Tiller, CountAbout, and Every Dollar can be utilised.